Start by checking your eligibility, either through the loan guidelines or the NSW Energy Savings Finder.

From there the sequence matters. Choose your upgrade and a finance provider, either Brighte or Plenti. Apply through a program-approved, accredited vendor, who refers you to that provider. The provider then sends you a unique link to complete the application.

One thing to know up front: the loan money goes straight to your installer once the work is confirmed. You never receive cash yourself.